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| Seller’s option #1: I will rebate the Seller 50% of the fee charged by the Short Sale Negotiator.  *See Terms and ConditionsAre you underwater and need help? I have a proven method to help you get above water and we are willing to help offset the cost! But first let’s make sure we are on the same page. Facing foreclosure is a scary thing, I know, I lost a home in Henderson in 2008. I lost the home because of two, OK really three, major reasons. The obvious number one reason is I fell behind on the payments. But here is where I know I could have done better. The second reason is because I did not understand the major differences between a Short Sale and a Foreclosure. |
Seller’s option #2: I will reimburse the Seller the cost of a one year basic home warranty from a reputable company. *See Terms and Conditions  One of the major obstacles is protecting you after the sale from a Buyer who believes you were less than honest in disclosing known problems with the property. We make a great effort to disclose problems and you will hear us tell you over and over to do the same. Sometimes stuff just happens. Like the water heater goes out the first week the Buyer moves in. Or the A/C system does not perform the first month the weather turns hot. We strongly advise our Sellers to purchase a home warranty at the close of the sale.
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| The third reason is I hired a very poor and uneducated Negotiator to hand the matter for me. I am a sadder but wiser man for the experience! STEP #1: DON’T DO THIS ALONE. YOU NEED AN EXPERIENCED REALTOR AND AN EXPERIENCED NEGOTIATOR!  Foreclosure =BAD! Not only will you lose your house in some cases the lender can get a judgment against you for the arrearages you owe plus his costs for the foreclosure action. If that isn’t enough, your credit report will be in terminal condition for many years to come, worsening an already bad financial situation and making it very difficult to obtain any other kind of credit. There is no upside to foreclosure. It should be avoided at all costs. Short Sale = NOT SO BAD! A short sale is a popular option for homeowners mired down with financial problems and/or underwater in value. In this case, you would sell your home for less than what you owe your lender; the biggest problem you will face is getting your lender to agree to a short sale. Experts advise pursuing this option the minute you realize that you are falling behind in  your payments and most likely won’t be able to catch up. While a short sale will save you from foreclosure, it will also have a negative effect on your credit score, frequently lowering it by as much as 200 points.STEP #2: Consider a short sale when foreclosure seems inevitable. So here’s the deal. You need an experienced Realtor to properly list and market your home. You need an experienced Negotiator to work with the bank and your Realtor to complete the sale. The Negotiator that I work with currently is closing over 85% of the short sales he handles. Compare this to an industry average of less than 25% in California! Our team will get the job done for you! In addition, the Negotiator will take over the annoying phone calls from your lender! What a bonus. To be successful the Negotiator, the Realtor and you will need to be in lock step. STEP #3: When the sale is complete, fix your credit so you can move on with your life. I offer you this advice; Use an expert to help you rebuild your credit. We work closely with the National Credit Federation. National Credit Federation is a nation-wide, membership based organization that specializes in restoring their members’ financial reputations. If you have bad credit, no credit, are paying too much in interest or finance charges, then they can help! We will put you in contact with this group to get you back on track! |
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TERMS AND CONDITIONS OF THE REBATE OFFER:
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